Ugh

Jul. 25th, 2011 11:31 am
kiranlightpaw: kiran_likeshine (Default)
[personal profile] kiranlightpaw
I'm gonna write a post about all the traveling we've done in the last two weeks in a little bit, but right now I need to get something off my chest.

I rented a car this last weekend in Florida to go to a wedding. While I was in a coffee shop, a lady trying to get into the spot next to me hit the rear quarter panel of the car. I was parked in a valid, marked parking spot and was not even in the vehicle at the time the incident happened.


The Chevy HHR is the rental car. Seriously, how do you fuck this up with all that space?

Now, to be sure, this is a pretty minor accident. But it's left me with a mountain of paperwork and multiple entities to work with to try to get this resolved. Even though there's no way in hell I will be found at fault with this (the lady admitted fault to the police officer), I'm still on the hook for the damage to the rental car. Even though I'm not at fault, I still have to file claims with my insurer and the credit card company, because Hertz is going to come after me regardless of the outcome of the investigation.

I have to hope that, between my credit card and USAA, I have sufficient coverage for the damage (I think I do) to where I won't have to come out of pocket, and I have to hope that they'll all work it out between themselves so that the lady's insurer ends up footing the bill.

Thankfully, like I always do, I rented the vehicle through USAA. This means I shouldn't be on the hook for all the other bullshit fees that rental car companies try to cram you with when you have an accident (like "Administrative costs" or "Loss of use" or "Decrease in value" fees).

I guess I'm just irritated with all the useless work this has left me with just because she wasn't paying attention. It would have been easier if she had just hit my truck. I could have just seeked USAA on her and gone on with my life.

(no subject)

Date: 2011-07-25 10:51 pm (UTC)
From: [identity profile] nexrad.livejournal.com
Yikes - sorry for these troubles for such a minor ding to the rental unit. Don't the rental company's car insurance policies cover this and then some? I always thought those would cover the entire car, even if you completely wrecked it beyond belief?

(no subject)

Date: 2011-07-26 02:35 am (UTC)
From: [identity profile] tilt-longtail.livejournal.com
I am sorry you found out the hard way that FLA is home to the world's worst drivers.

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Kiran Lightpaw

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